Acima Leasing
Lease to Own
P.C. Richard & Son now offers Acima’s flexible, lease-to-own solution to help you take home the products you love.
Benefits You’ll Love
Shop without using credit*
Instant Shopping Power
Get an instant approval decision that will allow you to lease merchandise with a retailer cash price up to $5,000.**
An Alternative to Credit
You can get the things you want for your home without using credit or increasing your debt.
Easy Payment Options
Make flexible payments that are conveniently scheduled with your payday.
Flexible terms that let you choose your path to ownership
Complete the Lease
After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings
You can purchase your item at any point during the lease at a discount or purchase your item(s) within the first 90 days (3-months in CA) for the lowest Early Purchase Option price. The sooner you purchase your items, the more you save!
Get approved for up to $5,000 in merchandise.**
Applying is fast and easy. You could get approved for $300 to $5,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $1,000 of income per month
- 3 months of income history with your current source of income
- Government-issued photo ID and SSN or Taxpayer Identification Number
Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com Not available in MN, NJ, WI, or WY. Not all applicants are approved.
*”The No Credit Option", "All Without Using Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application.
**“Get Approved to Lease up to $5,000 in Merchandise” refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. Maximum amount may require in-store application; approval and amount subject to review and verification of your application. Not all applicants are approved.