Acima Leasing
$1 to start shop without using credit*
Lease to Own - Only pay $1 to start*
P.C. Richard & Son now offers Acima’s flexible, lease-to-own solution to help you take home the products you love.
Valid thru 12/04/24.
Benefits You’ll Love
Shop without using credit**
Instant Shopping Power
Get an instant approval decision that will allow you to lease merchandise with a retailer cash price up to $5,000.**
An Alternative to Credit
You can get the things you want for your home without using credit or increasing your debt.
Easy Payment Options
Make flexible payments that are conveniently scheduled with your payday.
Flexible terms that let you choose your path to ownership
Complete the Lease
After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings
You can purchase your item at any point during the lease at a discount or purchase your item(s) within the first 90 days (3-months in CA) for the lowest Early Purchase Option price. The sooner you purchase your items, the more you save!
Get approved for up to $5,000 in merchandise.**
Applying is fast and easy. You could get approved for $300 to $5,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $1,000 of income per month
- 3 months of income history with your current source of income
- Government-issued photo ID and SSN or Taxpayer Identification Number
The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer.
* “Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.
** "Get approved for up to $5,000" refers to the maximum amount Acima will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms.