P.C. Richard & Son Credit Card
Up to 60 Months Special Financing*/**
on Qualifying Purchases 8/22/24 through 9/11/24, no annual fee!1
New cards CANNOT be used TODAY for in-store pickup purchases OR purchases made in a P.C. Richard & Son store. Your first order must be delivered to the address on your credit card application.
![P.C. Richard & Son Credit Card](/on/demandware.static/-/Library-Sites-PCRichardSharedLibrary/default/dw8d318b03/credit-card-smaller-ccpage-2022.jpg)
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
![Appliance Special Financing](/on/demandware.static/-/Library-Sites-PCRichardSharedLibrary/default/dwc6aa4ed3/images/content/Credit-card-landing/sfcc-15_appliance_1.jpg)
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
select appliance purchases totaling $999 or more 8/22/24 through 9/11/24.
24 Months Special Financing* applies to the following purchases
all Viking, Lynx, Sedona & Marvel appliance purchases totaling $999 or more 8/22/24 through 9/11/24.
Electronics Special Financing
![Electronics Special Financing](/on/demandware.static/-/Library-Sites-PCRichardSharedLibrary/default/dw2877fa38/images/content/Credit-card-landing/sfcc-15_tv.jpg)
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
any SunBrite TV 8/22/24 through 9/11/24.
any Samsung TV priced $999 or more 8/22/24 through 9/11/24.
any LG TV priced $999 or more 8/22/24 through 9/11/24.
any Hisense TV priced $999 or more 8/22/24 through 9/11/24.
any Sharp TV priced $999 or more 8/22/24 through 9/11/24.
any TCL TV priced $999 or more 8/22/24 through 9/11/24.
any Furrion TV priced $1,299 or more 8/22/24 through 9/11/24.
Mattress Special Financing
![Mattress Special Financing](/on/demandware.static/-/Library-Sites-PCRichardSharedLibrary/default/dwd779da4f/images/content/Credit-card-landing/sfcc-15_mattress.jpg)
6 Months Special Financing* applies to the following purchases
any mattresses priced up to $998 8/22/24 through 9/11/24.
12 Months special financing* applies to the following purchases
any mattresses priced $999-$1,498.99 8/22/24 through 9/11/24.
18 Months Special Financing* applies to the following purchases
any mattresses priced $1,499-$1,998.99 8/22/24 through 9/11/24.
24 Months special financing* applies to the following purchases
any mattresses priced $1,999-$2,998.99 8/22/24 through 9/11/24.
36 Months special financing** offer applies to the following purchases
any mattresses priced $2,999-$3,998.99 8/22/24 through 9/11/24.
60 Months Special Financing** applies to the following purchases
any mattresses priced $3,999 or more 8/22/24 through 9/11/24.
Special Offers
![Special Offers](/on/demandware.static/-/Library-Sites-PCRichardSharedLibrary/default/dw888b59ac/images/content/Credit-card-landing/sfcc-15_appliance_2.jpg)
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
any Mac computer purchases 8/22/24 through 9/11/24.
all Samsung audio priced $499 ore more 8/22/24 through 9/11/24.
all LG audio priced $499 ore more 8/22/24 through 9/11/24.
24 Months Special Financing* applies to the following purchases
any JBL products priced $799 or more 8/22/24 through 9/11/24.
Frequently Asked Questions
Manage Your Account
Securely access and manage your account online. You can:
Make a Payment
View Account Balance
Receive Account Alerts
Or call Synchrony Customer Service at 1-877-800-4727 , 7 days a week, 7:30 a.m to midnight EST.
1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 8/22/24 through 9/11/24. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $998, 12 Months on select appliance purchases totaling $999 or more (excluding Beko & Panasonic), all Mac computers, all Samsung & LG audio priced $499 or more, all Samsung, LG, Sony, Hisense, Sharp & TCL TVS priced $999 or more, all SunBrite TVs, all Furrion TVs priced $1,299 or more and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 Months on all Viking, Lynx, Sedona & Marvel appliance purchases totaling $999 or more, all mattresses priced $1,999-$2,998.99 or more and any JBL products priced $799 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.
For 6 month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.
**No Interest for 36 Months on mattresses priced $2,999-$3,998.99 and 60 months on mattresses priced $3,999 or more with your P.C. Richard & Son Credit Card 8/22/24 through 8/21/24. Equal monthly payments required for 36 or 60 months. Promo fee of 2% of amount financed will be included in required monthly payments.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and including related optional debt cancellation fees, and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.